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EFFECTIVE DATE 01-10-10 |
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LOAN RATES
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(All loan rates are subject to change) |
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Percentage
Loaned |
Interest Rate |
Length of Loan |
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New Cars-Trucks
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100% |
4.75%* |
Up to 72
months |
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Used Cars-Trucks |
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2006-2009 |
80% |
5.49%* |
Up
to 60 months |
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2004-2005 |
80% |
5.49%* |
Up
to 48 months |
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2003-older |
67% |
5.49%* |
Up
to 36 months |
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SHARE SECURED |
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Up to three years |
100% |
3.99% |
Up to 36
months |
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Three to ten years |
100% |
4.99% |
37 t0 120
months |
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SIGNATURE LOAN^^
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Beacon Score 650 - 700 |
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10.00% |
Up to 36
months |
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Beacon Score above 700 |
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8.00% |
Up to 36
months |
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Home Equity^ |
80% |
3.99% |
Up
to 120 months |
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Home Equity Line of Credit^** |
80% |
Prime** |
Up
to 120 months |
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* Rate baswed on direct deposit of loan payments – add .50% to
loan rate if not direct deposit loan payments. |
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^
Maximum amount loaned not to exceed 80% - including current mortgages. |
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**Variable interest rate – changes with the change in the prime
rate. |
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^^
$1500 maximum loaned. Limit of one
signature loan per member at any one time. |
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